Drew Moll is a highly experienced insurance specialist with over 20 years of experience across the Commercial, Marine, and Corporate sectors. As Managing Director of In-Quilibrium Advisors, he leads an independent advisory firm focused on delivering bespoke, strategically structured risk solutions to complex and evolving client needs.

Drew is widely recognised for his deep expertise in the marine sector insurance space, with more than a decade dedicated to the industry. His experience includes serving as Marine Manager at Aon, where he established a reputation for technical excellence across hull and associated insurances, cargo and goods in transit, stock throughput, as well as marine liabilities and specialised risks for boat builders and ship repairers.

His background spans both underwriting and advisory roles, enabling him to develop technically robust and commercially effective risk strategies. He has worked extensively with high-profile clients across the logistics, fishing, agri, and mid-corporate to corporate sectors. In addition to his marine sector focus, Drew leads a Somerset West-based team with deep specialisation in the AgriWine sector. He oversees a substantial portfolio within the Cape Winelands, advising clients on protecting high-value assets while navigating the complex risk cycles associated with agricultural production, storage, and export logistics.

As a Lloyd’s Open Market Correspondent (OMC), Drew provides clients with direct access to leading international insurers, including TT Club, ITIC, and QBE. This global reach, combined with his independent approach and specialist knowledge across marine, liability, and transit risks, enables him to deliver sophisticated, forward-thinking insurance solutions tailored to both local and international markets.

Drew holds a Bachelor of Commerce in Financial Management and is fully FAIS compliant, underpinning his commitment to professional excellence and regulatory integrity.

Based in Somerset West, Zander Kilian brings more than 12 years of experience in South Africa’s short-term insurance market, spread fairly evenly across major insurers and independent brokerages. That balance has given him a perspective on the industry from both sides.

He began his career at Mutual & Federal and Old Mutual Insure, advancing to Senior Portfolio Manager and serving on the Old Mutual Insure Junior Board. He later moved into broking as an Account Executive with STP Insurance Brokers and Phoenix Risk Solutions, where much of his work centred on making complex risk clearer and more manageable for clients.

As a Director at In-Quilibrium, Zander advises across the commercial, corporate, agriculture, and sectional title sectors. He holds a Higher Certificate in Short Term Insurance from Milpark School of Financial Services and favours advice that is clear, technically sound, and grounded in practical outcomes.

With a distinguished career spanning over 40 years, Bruno Lenhardt is a veteran of the South African commercial and corporate insurance sectors. His extensive leadership background includes serving as Commercial Director at Price Forbes and Regional Manager for the Western Cape at FNB Insurance Brokers, alongside a proven track record of building and managing successful independent insurance and claims enterprises.

Bruno specialises in the architectural design of comprehensive risk portfolios. His expertise covers a sophisticated range of lines, including Assets All Risks, Cyber, Directors & Officers (D&O), Liability, Marine, Goods in Transit, and Stock Throughput. By combining high-level technical knowledge with a practical lens, he ensures that businesses are shielded against the most complex modern risks.

Beyond policy placement, Bruno is a specialist in claims management, providing a vital layer of advocacy for his clients. He believes that the true value of insurance is realised at the moment of a loss, and he prides himself on standing alongside clients to secure fair, efficient outcomes.

Danielle Muller is a qualified financial professional with 15 years of experience in the financial services industry. Her division, Atlas Advisors, focuses on specialty risks unique to professionals; these include Medical Malpractice Insurance, Cyber Insurance, and Professional Indemnity (PI) cover for a wide array of fields, including Financial Service Providers (FSPs). Her academic foundation includes a BCom from the University of Pretoria and a Postgraduate Diploma in Financial Planning from the University of the Free State.

Danielle’s career began in investment advisory before she transitioned into strategic roles, including serving as a Business Coach for Old Mutual Private Wealth Management and spending nearly five years as the Regional Manager for PPS in the Winelands/Boland region.

Danielle is accredited to conduct medical CPD talks and takes pride in presenting to her clients. By providing proactive risk assessment, she helps clients understand and mitigate their unique exposures, ultimately delivering structured, precise, and high-value insurance portfolios across the professional market.

Danielle runs a specialized division, Atlas Advisors, within In-Quilibrium.